Car leasing is fast becoming a more popular option as compared to purchasing a brand new car outright. One of the primary reasons is that car leasing companies typically purchase direct from the vehicle manufacturers, thus passing on the benefits to their clients.

Take a look at some of the benefits of car leasing as opposed to outright purchase of a brand new vehicle:

No Major Upfront Costs with Car Leasing
Among the major benefits of leasing a car in the UK is that there is no major expenditure while acquiring a new car; typically all that is required is a small initial advance that is typically about 3 times the monthly lease amount. These smaller upfront costs mean businesses can maintain their profit margins while still experiencing the benefits of a new vehicle for the duration of the lease.

Fixed Interest Car Leasing Plans

Almost all car leases are available on a fixed payment basis. This means that irrespective of any movement in bank base rates, the monthly lease payments always remain constant and unchanged. Among other things, this allows people who lease cars to maintain accurate budgeting for at least the duration of the car leasing contract.

Car Leasing Offers an Alternative Funding Source

Customers who take advantage of leasing to acquire new vehicles get to conserve their available capital and protect their primary funding sources including loans and overdraft facilities. This gives customers the unprecedented advantage of having extra available income without using up their external resources, which will still be available for them at a future date should the need arise.

UK Car Leasing is Tax Deductible

All payments that a business makes under a UK car leasing agreement are regarded as operating expenditure. Hence, these payments can lower the taxable profit on the business by as much as one hundred percent of the total payable rental.

Reduced Time Spent On Administration & Maintenance

With a ‘Contract Hire’ or a fully maintained operating lease, customers have the option to have the contract fully maintained. This means that all routine services including overnight service, manufacture recalls, service reminders as well as tyre replacements and all other items that may need to be replaced during the lifetime of the contract remains the responsibility of the leasing company. This can dramatically reduce the time spent, and expenditure, on the upkeep of the vehicles.

Car Leasing Offers you the Best of the Best

Sure you would like to drive around in the swankiest model available but you don’t think that you would ever be able to save enough to actually own any of the latest models of cars. Purchasing a cheaper car is an option, however car leasing offers you the ability to drive around in any of the latest models of your choosing without having to over-extend yourself financially or worry about being head over heels in debt. Charges are incurred only in case the pre-agreed mileage allowance is exceeded or if there is excessive wear and tear on the vehicle.

In addition to all of the above advantages of UK car leasing is the unexpected benefit of not having to worry about car disposal should the need arise. All the risk is taken by the leasing company.

I see children standing up in cars, looking out the back window or just sitting on laps. Don’t parents know that in an accident the body of an unrestrained child becomes a projectile, bouncing around the interior of the car? A child can be thrown from the car or through a window or windshield and fatally injured, and occupants of the vehicle can be hurt by a child impacting their heads or necks. Apparently, some people still have not gotten the message.

Are car seats too expensive? Or are people just plain lazy?

There are different types of car seat, usually varying depending on the size, age or weight of the child. Remember to buy a new car seat - old car seats may not have the latest safety features or may have been compromised in an accident.

Infant car seats - only face the rear; usually used in the back seat; may be used as an infant carrier and may be attachable to a stroller.

Convertible car seats - Used in the rear; when your child gets older may change into a forward-facing car seat or even a booster seat.

Booster seats - the last step before your child can wear a regular seat belt; used with the car’s seatbelt.

It is important that you follow the manufacturer’s instructions about how to attach the car seat. Also, you always want to send in the car seat’s registration form, so you are notified if the manufacturer recalls the seat for any defect. If your child is wearing a heavy coat, make certain that the harness straps are tight. Make sure to tighten the straps when your child wears lesser outerwear (when the weather warms up). Some safety agencies recommend removing your child’s outerwear in the car, so that the child can be fastened securely into the car seat.

Do not re-use a car seat after a serious accident - one that causes severe damage to the car. Get a new one.

Common car seat mistakes:

Placing child in wrong size car seat for his weight/size;

Placing a rear-facing car seat in the front seat of the car;

Not making sure the harness is tightened correctly;

Positioning the harness chest clip incorrectly;

Not using the latch correctly.

Not just a safety issue, it’s the law. Below I summarize New York Vehicle and Traffic Law, Section 1229-c. For specific questions, consult the statute. No person shall operate a motor vehicle in this state unless:

(1) all back seat passengers under the age of four are restrained in a specially designed seat which is either permanently affixed or is affixed to such vehicle by a safety belt,

(2) all back seat passengers of such vehicle who are age four or older but under age seven are restrained in an appropriate child restraint system (+ combination lap and shoulder harness belts)

(3) all front seat passengers (a) under the age of sixteen are restrained by a safety belt; or (b) if they are under the age of four, by a specially designed seat which is either permanently affixed or affixed to such vehicle by a safety belt, or children who are age four or older but under age seven are restrained in an appropriate child restraint system (+ combination lap and shoulder harness belts)

The rule changes somewhat if: the passenger four or younger weighs more than 40 pounds, or if the car is not equipped with shoulder harness belts, or if all the lap and shoulder belts are already in use by other children in the car

No person shall operate a motor vehicle unless such person is restrained by an approved safety belt. No person sixteen years of age or over shall be a passenger in the front seat of a motor vehicle unless such person is restrained by an approved safety belt.

This section shall not apply to taxis, liveries, and buses other than school buses EXCEPT no person shall operate a school bus unless all passengers under the age of four are restrained in a specially designed detachable or removable seat, or another approved restraining device.

ir invention in the 1950s, up through development during the 1970s and finally institution as a required feature in the 1980s, airbags have become an important factor in decreasing injuries of those involved in automotive accidents.

Airbags function as supplemental safety devices designed to work with seat belts to minimize injuries in vehicle accidents. Airbags are designed, in theory, to reduce the chance of an individual striking against the interior of a car thus reducing injury supposedly. In a moderate to severe automobile accident, both side and frontal impact airbags will likely deploy.

During a car accident various sensors throughout the vehicle determine the severity of the crash. An onboard computer, called the Electronic Control Unit (ECU), processes the information and, in an event of moderate to severe crash, it sends a signal to the inflater inside the air bag module. At that point the airbag is supposed to inflate, protecting the vehicle’s occupants from serious injury as a result of striking the vehicle’s interior.

As a result of the effectiveness of initial driver and passenger front airbags, the adoption of rear-passenger and side-impact curtain airbags has become more common over the last decade, in an attempt to create the highest degree of safety possible.

Unfortunately, as the number of airbags being placed in new cars has increased, so has the overall need for the airbags themselves. Thus, more airbags are manufactured and the overall quality of the airbags produced has seen some degree of decline.

Because of the increase of defective airbags from both abroad and in the United States, the overall quality has decreased with this contributing to the quality decrease. Because drivers usually never have the chance to test the airbags in their vehicle until the airbag’s functionality becomes a matter of life or death, the possibility of defective airbags has lead manufacturers of a variety of automobiles to issue manufacturers recalls for the airbags in the vehicles, if there exists a possibility that the airbags might malfunction or there might occur airbag failure.

The following is a non-comprehensive list of airbag failure-related automobile recalls instituted in April through June of 2007 from the National Highway Traffic Safety Administration (NHTSA):

April 2007

BMW is recalling 225 MY 2007 6-Series passenger vehicles for failing to conform to the requirements of Federal Motor Vehicle Safety Standard No. 208, ‘Occupant Crash Protection.

The front passenger seat has a sensing system that detects if the seat is occupied. This sensing is programmed to detect if the seat is occupied by a small adult or certain child restraint seats. In some vehicles, airbag deactivation occurs automatically when child seats are placed in the front. In some cases, the sensing system may misinterpret a properly seated small adult as one of these specific child seats, resulting in deactivation of the front passenger airbag when the airbag might be beneficial for the adult, increasing the risk of injury in a crash.

May 2007

DaimlerChrysler is recalling 270,958 MY 2005 Town and Country and Dodge Caravan minivans originally sold in or currently registered in the 27 states plus the District of Columbia that use greater amounts of salt for winter road deicing. The up-front (UF) airbag sensors that contain brass bushings installed in these vehicles may corrode and ***** allowing water to enter the sensor. These sensors provide enhanced air bag performance in certain types of frontal crashes.

In one of these crashes, with one or both of the vehicle?s UF sensors inoperative, the occupants will not benefit from the enhanced air bag protection that these sensors would provide.

Hyundai de Puerto Rico is recalling 2,967 MY 2005-2007 Tucson vehicles. Static airbag deployment testing conducted by NHTSA using fifth percentile female dummies indicated that a small stature adult driver not wearing a seat belt and involved in a frontal or near frontal crash, the deployment of the driver air bag may result in an insufficient margin of compliance as measured by the test dummy used in the NHTSA test. However, this may actually increase a chance of injury depending on the conditions associated with the driver during the car crash.

June 2007

DaimlerChrysler is recalling 798 MY 2007-2008 Sebring and MY 2008 Dodge Avenger vehicles. The front seat track position sensors utilized for the air bag system may not function properly. This could increase the risk of injury to front seat occupants during certain crash conditions.

DaimlerChrysler is recalling 39 MY 2007 Dodge and Freightliner Sprinter 2500 and 3500 trucks. The window airbag module diffuser material may contain hairline cracks. In the case of a crash with a trigger signal for the window airbag module, it is possible that such a diffuser may ***** at the beginning of the airbag activation.

As previously described, there is always a risk for an automobile airbag to fail during an accident, which often sparks a recall if it does fail. The NHTSA continually monitors and provides information all vehicle airbag and safety recalls.

Insurance: Insuring a brand new vehicle costs more compared to insuring a used one. Buying a new car means having to purchase enough insurance to cover the amounts you owe in payments, which will normally be more than you would pay for a pre-owned vehicle. In addition to that, new car parts are more expensive, and that determines the insurance cost as well.

Depreciation: The moment you drive a new car away from the dealership, it already loses parts of its value. Actually, it is not surprising for a vehicle to lose its value within just a couple of years. Because of this, used cars are proven to be a much better bargain.

New car bugs: This issue can be heard in the news all the time when manufacturers are sending a recall notice to millions of customers. Manufacturer’s defect are always discovered months after of using your car and with a brand new model powered by the latest in technology, there is a greater chance of discovering newer bugs that can take time to be resolved.

Upgrades: When you look at the new cars available in the market, you will notice that the price they will quote you is only for a basic kind of car. If you want to upgrade and grab some special features like a sunroof or power package, you will still have to pay hundreds or thousands more than the basic model. With a pre-owned car, the first owner already paid premium. In most cases, the value difference among upgraded and basic pre-owned vehicles is narrower than the gap between basic and premium brand new cars.

Financing: Because brand new vehicles cost more than pre-owned cars, the risk involved to financing a higher amount is greater. Your credit scores also have a role to play here. If you have a higher score, mixed with your ability to make monthly payments, the greater your chance to be financed for a new vehicle. If, however, your credit score is low, then you might just have to get yourself a used vehicle and a dealer who is willing to give you the kind of payment set-up you can afford.

With all the arguments or reasons presented above, you will notice that while buying a brand new car seems ideal, buying a used one also proves to be advantageous. The key is to make certain that you pick a quality used car which can be of service to you for a lot of years to come.

If you specifically want a new Chrysler or a used Chrysler, Peter Warren Chrysler can be of help to you by giving you quality new and used Chryslers. Let Peter Warren Chrysler know any questions you might have regarding used Chryslers, and their expert team will be glad to assist you.